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The authority layer for agentic finance

One delegation. Multiple agents.
Verifiable wherever it’s accepted.

For finance teams letting AI agents pay suppliers: spending limits enforced before money moves, with signed proof for your auditors.

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acme_ltd · Decisions · today
● Shadow mode
The mandate · v3
ap-agent-01 · ops-agent-02
Per transaction≤ £750 autonomous
Daily budget£5,000
Approved suppliers3
HoursMon–Fri 08–18 London
Purposesupplier payments
Proposed actions
10:42Northgate Packaging£1,200.00ESCALATE
10:31Brightline Cleaning£418.60APPROVE
10:18Vectorly API£2,000.00REJECT
09:57Northgate Packaging£312.00APPROVE
09:40Fenwick Office Supply£86.40APPROVE
Authority Record
principal · acme_ltd
mandate · v3 · sha256:9f2c…
action · £1,200.00 → Northgate
decision · escalate
approved by · usr_4b1
✓ Ed25519 signed
LLMs in the decision path
0
Customer keys held
0
Customer funds held
£0.00
Receipts per decision
1signed
Built first for finance teams

Your agent proposes. Policy decides.

Pick a payment and see it checked against the mandate, rule by rule.

ap-agent-01 · proposes
£1,200.00
Northgate Packaging Ltd
supplier payment · PO-4471
Decision
⚠ ESCALATE

Over the £750 autonomous limit, so a person decides before any authorisation is issued.

int_7bd910 · rule trace
passed:mandate_publishedv3
passed:within_scheduleTue 10:42
passed:daily_budget£2,340 / £5,000
passed:counterparty_approvedon allowlist
needs approval:autonomous_thresholdHUMAN_APPROVAL_REQUIRED
Deterministic · no model in the decision path

Five steps between an agent and the money.

01

Delegate

Limits, suppliers, budgets, hours.
02

Request

The agent states its intent.
03

Decide

Policy decides. Not the model.
04

Execute

Your executor, your keys.
05

Prove

A signed Authority Record.
Read the policy model →
Where it sits

mnd8t decides and proves. You execute.

Your agent
states its intent
mnd8t
decide · sign · record
No custody · No keys
Your executor
claims the authorisation, acts with its own credentials
Bank rails
Wallets
Stablecoins

Dashed: wherever your executor already acts. mnd8t never becomes the rail.

Authority Record

Every decision leaves an Authority Record you can verify without us.

Ed25519-signed and hash-chained. Try changing one field.

int_7bd910 · Authority Record
principalacme_ltd
agentap-agent-01
mandatev3 · sha256:9f2c…
action£1,200.00 → Northgate
decided at2026-10-27T10:42:07Z
decisionescalate
approved byusr_4b1
✓ Ed25519 signature valid

Control without friction.

Shadow mode

Decisions are logged beside your payment flow. Nothing is blocked.
⚠ Approval needed
£1,200.00 → Northgate · over £750

Human approvals

Above your limit, a person decides.

Versioned and revocable

Immutable once published. Revoke it and every agent under it stops.

One budget, many agents

Agents under one mandate share its budgets.

Webhooks

Every state change, pushed to you.

TypeScript SDK

Submit an action, get a decision, verify the record.
Don’t take our word for it
Run a simulation →Throw scenarios at a mandate in your browser.Verify a record →Check a signature against our published keys.Known limitations →What the sandbox preview does not do yet.

Start in shadow. Enforce when it's earned.

A sandbox key, an agent and a mandate.

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No custody · No keys · No order routing